Panama City FL Real Estate & Homes for Sale

Welcome to this must see gorgeous turnkey first floor vacation rental unit that is beautifully updated and decorated. This unit has a great patio for outdoor entertaining and convenient to the pool/amenities/beach! Updates include new flooring, bathroom, HVAC & hot water heater in 2022, kitchen including new countertops, backsplash, stove & refrigerator. Top of the Gulf has completed extensive updates including windows, doors, handicap accessible ramp to beach and exterior floor epoxy. Top of the Gulf has wonderful amenities including a spacious pool, tiki bar, sun decks, shuffle board, fitness center & game room.

*Construction Complete* Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and tranquil waterfront beauty on nearly a half acre lot. Imagine waking up to breathtaking water views & enjoying the convenience of adding your own private dock or luxurious pool to create the ultimate outdoor oasis. Navigate Callaway Bayou all the way to East Bay and Shell Island. Don't miss this rare opportunity to own a beautifully appointed hom with NO HOA, NO flood insurance required! Prime location near Tyndall AFB

FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 2 Story Home. 3BR/3.5 BA W/Office. boasting 2388 sq ft of living space with a 2 car garage as well as large driveway. Great for Tyndell AFB workers. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a neutral color palet, all stainless appliances, qranite countertops, custom cabinets, luxury vinyl plank flooring, and designer lighting. Master suite, Living area, kitchen, office, 1/2 Bath and laundry are on the first floor. Master suite has 2 closets leading into the fabulous master bathroom with a beautiful oval tub, separate shower & double vanity with granite countertops. Lots of windows for natural light leading to the backyard lanai. Both bedrooms upstairs have private bathrooms & private balconies for you to enjoy your morning coffee or evening beverage & watch the sunrise and the sunset. Home sits across from East Bay with great views of the water from your balcony. Step out on the spacious lanai to your large back yard. Perfect for you to add a pool, a garden, kids play area & your own landscaping design. Great for entertaining. Don't miss out on this one. The home next door at 913 Plantation Dr is also new construction for sale, mostly completed and the floor plan is a flip flop of this home. Homes back up to Plantation Point.

FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 3BR/3.5 BA W/Office. This 2 Story Home boasts 2388 sq ft of living space with a 2 car garage. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a neutral color palet, all stainless appliances, quartz countertops, custom cabinets, luxury vinyl plank flooring, and designer lighting. Master suite, Living area, kitchen, office, 1/2 Bath and laundry are on the first floor. Master suite has 2 closets leading into master bath with oval tub, separate shower, double vanity with granite countertops. Living area has lots windows with natural light leading to the large lanai and backyard. Both bedrooms upstairs have private bathrooms & balconies for you to enjoy your morning coffee & watch the sunrise and the sunset. Home sits across from East Bay with great views of the water from your balcony. Large back yard is perfect for you to add a pool, a garden, kids play area & your own landscaping design. 915 Plantation Dr right next door is also for sale. The floor plans are flip flopped. Ask your agent for photos of 915 Plantation. Homes will be the same. Home is perfect for entertaining.

Located just minutes from Tyndall Air Force Base, this beautifully updated 3-bedroom, 2-bathroom home offers 1,431 square feet of thoughtfully designed living space on a spacious lot in Callaway. This one-owner residence underwent a full renovation in 2020 and includes numerous upgrades throughout. Improvements include a new roof (2019), updated insulation, windows, sheetrock, flooring, cabinetry, interior paint, light fixtures, closet doors, and a screened-in patio with upgraded outdoor flooring. The HVAC system was replaced in 2018, and the recently installed Andersen brand sliding glass door provides easy access to the patio while allowing in plenty of natural light. The heart of the home is the spacious kitchen, featuring soft-close drawers and cabinets, Whirlpool dishwasher and refrigerator, and updated finishes that blend both function and style. The adjoining sunken family room offers flexible space for relaxation, entertaining, or creating a home office or playroom. Additional highlights include a custom-designed laundry room with floor-to-ceiling built-in storage and new carpet and durable flooring throughout. The fully fenced backyard and screened-in patio create a peaceful and private outdoor setting perfect for gatherings, morning coffee, or unwinding at the end of the day. Patio furniture will convey with the sale. Whether you're searching for your first home, downsizing to a simpler lifestyle, or upsizing for extra space, this home offers flexibility, modern updates, and a convenient location close to shopping, dining, schools, and Tyndall Air Force Base.

Discover the essence of modern luxury living in this newly-constructed townhome, ideally situated in the heart of the vibrant streets of Historic St. Andrews in Panama City, Florida! This prime location ALLOWS SHORT TERM RENTALS, has NO HOA and offers easy access to exquisite locally owned and operated restaurants and bars, trendy shopping boutiques, public marina with boat launch and just steps from the beautiful St. Andrews Bay accessible by Oaks by the Bay public park. Boasting a modern aesthetic, this 2023-built townhome stands out with stunning design and unique curb appeal featuring wood-clad siding and modern exterior doors. Step inside to find a thoughtfully designed, open-concept layout on the main level, offering a seamless blend of kitchen, dining, and living space overlooking a backyard open deck. A convenient half bathroom is also located on this level, great for guests while you're entertaining. The back deck invites you to savor a morning coffee or unwind with an afternoon glass of wine, surrounded by tranquility of breezes coming off the Bay, just blocks away. The kitchen offers a large island surrounded by modern, white shaker cabinetry, stainless-steel appliances and quartz countertops complete with champagne bronze fixtures and hardware. The flooring on the main level is consistent throughout with a beautiful, luxury large scale marble-look tile. Additional storage can be found in the area below the staircase and the one-car garage is ideal for a place to store your vehicle, bikes or water toys for the beach! An incredible feature of this garage is that it is heated/cooled with an insulated garage door making it a versatile space perfect for a home office, home gym or your own game room which is really ideal for guests staying at short term rental investment properties! Upstairs, you'll find a split floor plan offering an expansive 16' x 16' primary suite that is a true sanctuary. This bedroom has large, awning-covered windows which give privacy but still allow the room to be flooded with natural light. The primary bathroom is elegantly appointed with double vanities, large LED mirror, a walk-in tiled shower with a glass enclosure, and champagne bronze fixtures. A spacious walk-in closet in the bedroom completes the primary retreat providing ample storage and luxury design. You'll even enjoy waking up to water views from the Bay in your primary suite on a clear day! Two additional bedrooms are located on the upper level along with a full bathroom with tiled shower, double vanities - great for guests or family that share a bath. The laundry room is also on the upper level. This townhome offers NO HOA fees and was constructed in 2023, making this an attractive option to keep the cost of living low and little to no maintenance at all. In addition, the allowance for short-term rentals presents a lucrative investment opportunity for those looking to capitalize on the Historic St. Andrews area's popularity with short term rental projections ranging from $35,000 - $40,000 annually. This location cannot be beat as you are within 2 blocks to locally renowned establishments such as Hunt's Oyster Bar, St. Andrews Bodega, Drew's Ice Cream, Amavida Coffee, Uncle Ernies Bayfront Grill, Burgunbarrel, Slice House, The Captains Table, Sunjammers, Alice's on Bayview, The Grocery and so much more! Historic St. Andrews is also well-known for its community events, holiday parades and weekend waterfront farmers markets. You will truly be living your best life and be able to walk anywhere you'd like to be day or night! This home is also just a few minute drive from the beautiful white sandy beaches and turquoise waters of Panama City Beach! Immerse yourself in small town charm and the elegance of Historic St. Andrews, where modern luxury meets historic allure. Whether you're seeking a peaceful residence or a sound investment, this townhome offers the best of both worlds.

Panama City: Welcome to this beautifully updated and move-in ready home that offers the perfect mix of comfort, functionality, and charm. Major updates have already been taken care of for you"roof, A/C, and flooring were all replaced just three years ago. Most of the windows are new, and the sliding glass door has also been recently upgraded, filling the home with natural light while improving energy efficiency.Upstairs, there's a full in-law suite complete with a private bedroom and full bath"ideal for guests, extended family, or a quiet work-from-home setup. The kitchen features granite countertops, 42-inch soft-close wood cabinets, and all appliances are only three years old. All of the bathrooms have been tastefully updated with granite, new fixtures, and modern toilets.The primary suite offers plenty of space to relax, with two walk-in closets and a luxurious jetted soaking tub. You'll also enjoy the cozy wood-burning fireplace, a formal dining room for entertaining, and a sunny eat-in kitchen perfect for everyday meals.Outside, the fully fenced yard"with both wood and vinyl fencing"offers privacy and room to enjoy the outdoors. The home also has natural gas hookups for the range, grill, dryer, and water heater, with gas heat already in use.Conveniently located just 7 minutes from Walmart and only 20 minutes from Tyndall Air Force Base, this home makes daily errands and commuting a breeze. With so many thoughtful upgrades and a flexible layout, this one is truly move-in ready. Don't miss out"schedule your showing today!

Life at the beach doesn't get more affordable than this! This 4-bedroom home features 10ft ceilings for a spacious feel, a huge backyard, and an unbeatable location next to Top Golf, Pirates Voyage, Surf Club, and Pier Park. Welcome to 897 N Beach Way, a beautifully maintained home in the private Nautilus Cove community. Enjoy an open-concept layout, modern finishes, a 9ft island with extra storage, and a spacious backyard perfect for entertaining. Just minutes from the beach, top-rated schools, shopping, and dining. Whether you're searching for a primary home, vacation spot, or investment, this one is a must-see. Schedule your private tour today!

Great new construction home, centrally located in Panama City Florida, Close to downtown, shopping, schools and recusants. This home has so many upgrades from Custom cabinets, Tile flooring, quartz countertops, spacious bedrooms, back porch and good size yard. This home can't be beat if you are looking for new construction in the downtown area. Call today for more information.

Luxury Living - No Bank Needed! Struggling with traditional financing? Seller Financing Only! Own this 4-bed, 2-bath, 1,921 sq. ft. modern home with just $40K down and $2,900/month (taxes & insurance included). Bad credit & business income welcome! Why wait for a new build? This stunning home is move-in ready! Soaring 10' ceilings create a bright, open feel, while luxury vinyl plank flooring and granite countertops add elegance. The primary suite features dual vanities and a spacious walk-in closet. The prime location is near shopping, parks, schools, and Tyndall AFB. Move in within 14 days--only available with seller financing!

RARE OPPORTUNITY for a main house + additional unit or ''mother-in-law suite'' in a TERRIFIC location! Both units of this property have been short term rentals (2017 - 2022) and long term rentals (Dec 2022 - Dec 2024). The front house is completely furnished and ready to rent. The back house is unfurnished.Lots of possibilities here!--Live in one, rent out the other--Rent out both--Live in/rent out the main house and use the back unit as an officeMAIN HOUSE:--3 BR, 1.5 BA--Approx 1,250 sq ft--Newly painted (Nov 2024)--Brand new furniture (2025)MIL SUITE:--2 BR, 1 BA--Approx 450 sq ft--New tub and shower (2025)ADDITIONAL INFO:--Utilities are connected with thermostat in the main house. Back house has window units for temperature control.--Garage is shared and has two washers and two dryers--Both units have separate entrances and are only connected through the garage.--One-car garage provides great storage--Small fenced backyard behind back house--Storage shed in backyard conveysOwner is a licensed REALTOR.NO SELLER FINANCING/CREATIVE DEALS.

RARE OPPORTUNITY for a main house + additional unit or ''mother-in-law suite'' in a TERRIFIC location! Both units of this property have been short term rentals (2017 - 2022) and long term rentals (Dec 2022 - Dec 2024). The front house is completely furnished and ready to rent. The back house is unfurnished.Lots of possibilities here!--Live in one, rent out the other--Rent out both--Live in/rent out the main house and use the back unit as an officeMAIN HOUSE:--3 BR, 1.5 BA--Approx 1,250 sq ft--Newly painted (Nov 2024)--Brand new furniture (2025)MIL SUITE:--2 BR, 1 BA--Approx 450 sq ft--New tub and shower (2025) ADDITIONAL INFO: --Utilities are connected with thermostat in the main house. Back house has window units for temperature control. --Garage is shared and has two washers and two dryers --Both units have separate entrances and are only connected through the garage. --One-car garage provides great storage --Small fenced backyard behind back house --Storage shed in backyard conveys Owner is a licensed REALTOR. NO SELLER FINANCING/CREATIVE DEALS.

This stunning fully furnished Bayfront property offers a perfect blend of luxury, comfort, and functionality. The spacious 4-bedroom, 3-bathroom main house boasts not only breath-taking water views, creating a serene backdrop for everyday living but is built to withstand hurricanes and any other natural disaster you can think of with its ICF (Insulated Concrete Foam) Construction. ICF construction is typically rated to withstand a CAT-5 hurricane, that's a 250 mile per hour wind rating! Inside find high vaulted ceilings and 3/4'' red oak hardwood flooring flowing throughout the living spaces, with plank tile in the laundry and bathrooms and carpet in the loft area, the home exudes an open and airy feel. The kitchen is a chef's dream, featuring countertops crafted from luxurious quartz. I

Introducing 4700 6th St E, a renovated waterfront enclave sitting on a 0.40-acre point lot with over 90 feet of frontage and wide open water views of the intercoastal waterway. This 3-bedroom, 2-bathroom home in Panama City features 2,550 Sq Ft of fully updated living space, a large dock, and private beach providing serene bay views and direct water access. The property is conveniently located just a few miles from Tyndall Air Force Base, making it ideal for those looking for a peaceful yet accessible location. Inside, you'll find new windows, fresh ceramic paint, and laminate floors throughout. The kitchen boasts modern granite countertops with electrical pop ups, stainless steel appliances, and new soft-close cabinets. The designer bathrooms are finished out with new fixtures, tile work, and vanities. The main bath includes a 20 massage setting rainfall walk-in shower and an LED illuminated dual vanity. Additional features include an office, utility room, back porch, a two-car carport with an attached workshop/shed, and a nearby local park. The backyard includes an above ground pool, firepit/grilling area, multiple fruit trees, and beautiful landscaping. This home combines modern updates with the beauty of waterfront living, making it the perfect place to call home. Don't miss out on this one of a kind opportunity with an unbeatable location. *Furnishing are negotiable*

Beautiful Newer home on great corner lot, Close to Tyndall AFB, shopping, public transportation & Lots of Restaurants. This home offers Tile thru out living area and carpet in bedrooms, Custom Cabinets. Home has easy to care for Vinyl Siding, Open living area and is just waiting for a new family to call it theirs.... Don't miss it call me today for more information

Looking for a home that can withstand Florida's unpredictable weather and last for generations? Look no further! This all-brick, 1,375 sqft home offers durability and timeless appeal. Featuring 3 bedrooms, 2 bathrooms, and modern upgrades, it's a perfect blend of comfort and style. The interior boasts tile flooring throughout, ensuring easy maintenance and a sleek look. The kitchen features quartz countertops, stylish cabinetry, and a functional layout. The primary suite includes an en-suite bathroom, while additional bedrooms offer ample space. With a low-maintenance yard, front entry, and a prime location to schools, shopping, and beaches, this home combines quality construction and convenience. Schedule your tour today!

Stunning and spacious 4-Bedroom Brick Home in Highly Desirable Kings PointWelcome to this beautifully maintained 4-bedroom, 3-bath, 2,575 sq. ft. brick home nestled on Tupelo Court, one of the most sought-after streets in Kings Point. This home offers a spacious layout with tall ceilings accented by elegant crown molding, an electric fireplace in the living room, and a formal dining room perfect for entertaining.The kitchen features a kitchenette seating area, while the dedicated office space provides a quiet retreat for work or study. The master suite boasts a jetted tub, separate shower, and ample space for relaxation.Enjoy year-round outdoor living with a large screened-in back porch, ideal for morning coffee or evening gatherings. With no HOA, you'll have the freedom to make this home truly your own. Conveniently located just minutes from the new Sweetbay Publix and Starbucks shopping center, this home offers both privacy and easy access to all that Panama City has to offer. Don't miss this opportunity to own a home in one of the area's best locations schedule your showing today! Hot tub does not convey.

Serious Inquiries only. This home is situated on 1.5 acres in the heart pf Panama City. The large home features circular driveway and double door entry. New roof in 2025. Interior features include crown molding, 30ft brick accent wall, floor to ceiling windows and beamed cathedral ceiling. The great floorplan easily accommodates a sizable family. Formal living room and dining room, wood burning fireplace, 2 cooktop stations in charming brick alcove in oversized kitchen with double ovens. Master bedroom has his/her cosets, jetted tub, private water closet, separate shower and double ink vanity. Each of the 4 bedrooms has its own bath. And there is a garage apartment with full bath. Oversized garage has safe room, and ample storage. Outside, there are several buildings. Large metal 3 bay garage, barn, shed, RV carport and 20x16 pool and hot tub. Equipped with 2 water heaters, 2 HVAC systems. All electric. The home in currently on 2 septic tanks, and well system but can connect to city water and sewer. Buyer should verify costs. Partially fenced back yard. Upgraded windows and security system. Please call before requesting a showing appointment. This home needs work, but you won't find anything else like this in this location. All buyers must have proof of funds and or loan approval for rehabilitation loan. Owner Financing may be available. Offer rate may change.

Duplex Investment Opportunity - Prime Panama City LocationExceptional rental investment featuring two concrete block homes situated on a spacious corner lot in the heart of Panama City. Both homes have been fully remodeled and feature newer metal roofs, offering low-maintenance durability. Whether you're an investor looking for immediate rental income or a buyer seeking long-term value, this property presents a solid opportunity. Unit 1521: 1 bedroom, 1 bathroom -- currently rented at $1,350/month annually contract into 7-1-25 Unit 1523: 2 bedrooms, 1 bathroom -- available for rent at $1,550/month

Prime Location! This 1.43-acre property offers incredible potential in a peaceful setting while being conveniently close to beautiful Panama City beaches, shopping and dining options. Featuring a sturdy block construction with a stucco exterior, a new roof (2019), and updated HVAC, this former church space is ideal for various uses. Enjoy the perfect balance of tranquility and accessibility to the best amenities Panama City has to offer! The county permits the use of this property for duplexes, single-family homes, and mobile homes.

Beautiful Newer home on great corner lot, Close to Tyndall AFB, shopping, public transportation & Lots of Restaurants. This home offers Tile thru out living area and carpet in bedrooms, Custom Cabinets. Home has easy to care for Vinyl Siding, Open living area and is just waiting for a new family to call it theirs.... Don't miss it call me today for more information

Welcome home to this stunning all-brick residence in The Woods subdivision--perfectly positioned in the heart of Panama City! With shopping, dining, and top medical facilities just minutes away, including a quick 7-minute drive to Publix in SweetBay, convenience is at your doorstep. From the moment you step inside, you'll be captivated by the soaring cathedral ceilings in the family room, enhanced by dormer lights and a bank of windows that flood the space with natural light and offer picturesque views of the professionally landscaped backyard. The electric fireplace creates a warm and inviting focal point, perfect for cozy nights in. The sprawling 16.6' x 20.6' eat-in kitchen is a chef's dream, featuring a kitchen island, breakfast bar, and generous cabinet space--ideal for hosting and everyday living. Just off the kitchen, a huge den/family room offers endless possibilities for gatherings, movie nights, or simply unwinding in comfort. The primary suite is a true retreat, complete with his-and-hers walk-in closets, a luxurious whirlpool tub, separate shower, and a cozy alcove the perfect spot to sip your morning coffee while planning your day. Step outside to your beautifully landscaped, fully fenced backyard, designed for relaxation and entertainment. A screened-in patio provides a serene spot to enjoy the Florida breeze, while a brick outbuilding with power offers endless possibilities for a workshop, home office, or extra storage. Hurricane shutters. Additional highlights include a new roof in December 2018, a spacious two-car garage with ample storage, and a large laundry area conveniently located off the garage. This gorgeous home has so many extras to mention, please schedule your showing to see all the beautiful features of this home.

PRICE IMPROVEMENT! PRIDE OF OWNERSHIP! If you are looking for a Home that is more than Move-In Ready you have found it. A 5-bedroom 2 bath split floor plan Contemporary home immaculately kept. Sits on a CORNER lot with New Privacy fenced in back yard. Sturdily built, up to today's code by Camden Builders. Three entrance ways in through the privacy fence. Light colored brick enhances the home with teal front door, cute curb appeal thick Zoysia grass and fresh flowered front gardens accented with black mulch. Water system complete with irrigation meter and backflow installed to save money on water bill. Irrigation system with control panel. New gutters installed with front covered entrance way and back covered patio make for easy rain free entrances. There is a Schlage keypad on front door. Keypad entry for garage, security system has been installed. Security system has cameras in the driveway and that security system can be controlled from a phone as well and a ring doorbell with camera. Once inside enjoy the High ceilings, open concept living room, dining room, sitting room and gorgeous modern kitchen featuring Quartz counter-tops, LG stainless top of the line appliances, stainless-steel single basin sink which is extra-long and features 5 burner stove with warming zone. The stove has ThingQ which means you can control settings and features from your phone. All house window treatment installed top down, bottom up, cordless cellular light filtering blinds throughout the home. Large laundry room right off the kitchen with areas of storage and a 3-car garage. Home has Trey ceilings in Living room, master bedroom with beautiful modern lighting and ceiling fans. You will love the Master bathroom equipped with Huge walk-in tiled shower, his-n-her sinks, deep separate tub and large walk-in closet. Wide plank luxury vinyl plank flooring for easy maintenance. Bring your toothbrushes, clothes and make family memories in this beautiful home. Very close to 23rd street and all it has to offer! Make your personal viewing appointment today! Buyer and buyer's agent to verify all dimensions and anything deemed important

***SELLER WILL CONSIDER ALL OFFERS!***The Summit is a long-beloved vacation spot for generations of visitors to Panama City Beach, and unit 1012 is ready for you to take part!This condo unit is fully furnished as a short-term rental and features the following: --Private bedroom with new LVP flooring--En-suite bath off the main bedroom with shower/tub combo--2 twin bunks in the hall--Half bath in the hall--Sleeper sofa in living room--Compact kitchen with all necessities--Extra counter space, drawers, and cabinets--Full size Amana washer and dryer--Tile in hall, baths, and kitchen/dining/living room--GE electric stove--Built-in microwave--Hotpoint refrigerator--Double sink--Dining table with 4 chairs--7' x 15' balcony with outdoor furniture The Summit grounds feature a gated entrance, 24-hour security, 2 pools (one heated seasonally), 2 hot tubs, 2 kiddie pools, a poolside Tiki Bar, a full-service restaurant (Bikini Bob's), fitness center, game room, ice cream/snack and gift shops, jet ski rentals, shuffleboard, and lighted tennis/pickleball courts.